Who are our Shariah advisors?
- [Sheikh X] - Hanafi school
- [Sheikh Y] - Shafi'i school
- [Sheikh Z] - Maliki school
Why three schools, not one?
The four Sunni schools agree on the core principle that riba is haram but differ in technical detail (when ownership transfers, which conditions require explicit agreement, how late payments are handled). Including three schools on the same contract reduces the risk that a future scholar rejects the structure on a technicality. Conservative, more expensive for us, safer for you.
The public fatwa
The full fatwa, signed by all three scholars, is published on our site. Download it, show it to your local imam, or send it to an independent scholar for review. We have nothing to hide.
30-day Shariah guarantee
If you identify a genuine Shariah issue in the contract within 30 days of signing, we will:
- Refund the deposit in full.
- Sell the car back or switch to an alternative structure.
- Adjust the contract if the issue is correctable.
One condition: the issue must be verified by an independent scholar, not be a matter of personal preference.
AAOIFI compliance
We follow AAOIFI Shariah Standards No. 8 (Ijarah) and No. 9 (Ijarah Muntahia Bittamleek), and FAS 32 for accounting. AAOIFI is the global reference for Islamic finance.