Where we are today
Our Shariah board is being formed and we are in dialogue with recognised scholars about reviewing the contract structure. Once the board is in place and the contract has been reviewed and approved, the full fatwa will be published in its entirety, with the scholars' names and signatures. No customer will be asked to commit to anything before the signed fatwa is available to read. We would rather build slowly and correctly than fast and unclear.
No fatwa has been published yet. No scholar names have been publicly confirmed yet. We are in ongoing dialogue with recognised scholars about reviewing our Murabaha structure. Once the board is formally in place and the contract is reviewed, we will publish the full fatwa here — with names, credentials and signatures.
We aim to have three independent scholars from three Sunni schools of jurisprudence (Hanafi, Shafi'i, Maliki). The four schools agree on the core principle that riba is haram but differ in technical detail (when ownership transfers, which conditions require explicit agreement, how late payments are handled). Anchoring the contract in several schools reduces the risk that a future scholar rejects the structure on a technicality. Conservative, more expensive for us, safer for you.
The full fatwa, together with the three scholars' names and signatures, will be published on this page before the first pilot contract is signed. You will then be able to read it, show it to your local imam, or send it to an independent scholar for review. Until then there is deliberately no "download" link — we will not publish anything before it is finalised.
Once pilot contracts open, the following guarantee will apply: if you identify a genuine Shariah issue in the contract within 30 days of signing, we will:
One condition: the issue must be verified by an independent scholar, not be a matter of personal preference.
Our pilot structure is based on AAOIFI Shariah Standard No. 8 (Murabahah). AAOIFI Shariah Standard No. 9 (Ijarah and Ijarah Muntahia Bittamleek) is described on our educational Ijara page. We also apply FAS 32 for accounting. AAOIFI is the global reference for Islamic finance.
Once the board is formally in place and the fatwa is published, we will open a channel for questions. Founding 100 members get direct access when needed once contracts open.
A structural or textual fault contrary to established fiqh, not a personal preference. Verified by an independent scholar.
Before the first pilot contract is signed. We will not promise a date we cannot keep — we would rather build slowly and correctly than fast and unclear.
No fatwa has been published yet. Join the waitlist and we will reach out once the board is in place and the fatwa is ready to read.
Join the waitlist